The rest of us can only speculate based on your limited information.

The note buyer (investor) looks for a reasonable return on investment based on the terms of the note.

As of November 2023, Fannie Mae offers a great 5% down conventional loan on multi-families.

So I the owner am having to paint a large portion of house.My question is, can I deduct a calculated amount based on my time and work to do this labor?

One thing I run into often are borrowers who are looking for loans based purely on the After Repair Value of a Fix and Flip investment.

Going off market there is a lot of offerings that are not better than the MLS listings, there is often risk items, and they virtually always require work. 

Wes, i couldnt agree with you more based on your last statement, great feedback that anyone in this business should hear.

Ultimately, these decisions are based on your own lifestyle & goals.Good luck Whitney!

It’s important to carefully analyze the numbers to ensure you’re getting a good return on investment.Appreciation: Tallahassee has seen steady appreciation, but it's not as fast-growing as some other Florida markets like Tampa or Orlando.Alternatives NearbyIf you’re finding Tallahassee a bit pricey, consider looking at other nearby markets that might offer better value:Alabama: Cities like Birmingham and Huntsville are close by and can offer more affordable purchase prices with strong rental demand and high ROI potential.

I’m curious as to the strategies that are recommended to ensure I’ve covered all my bases in the process.