I just got a quote from my primary insurance company.

Never heard about this company before, but they claim to use raw data from Airbnb, and frankly I found them to be more accurate than Airdna.

I understand the costs involved with companies like RealQuest, titlepro, dealing direct with counties. 

I'm getting this advice from my attorney; you might want to consider signing up for a company like Legal Shield where for about $45 a month you can call attorneys any time to get advice.

Secondary loan programs require a permanently installed, thermostatically controlled heating source. 

I am in the middle of getting a loan with a small credit union in my area, and recently rates dropped and I asked my lender what the rate was now and he said it was the same for my deal.

Maybe you can ask a family member for a loan.

New Construction Loan How did you add value to the deal?

I'm particularly interested in whether now might be a good time to explore short-term rentals or if I should consider using a bridge loan against my properties for something like a BRRRR strategy, minus the rehab.

You have earned income within Georgia and will be responsible for paying state taxes on the income earned within the state.It may also be possible that when you sell the property, that the title company will require withholding done at the time of closing and remit it to the state which you can claim as withholding / tax payment when you file you Georgia non-resident state tax return.Best of luck.