When you meet other investors at your new level or one level up, they can tell you who to go to and who they used which will expand you network in a more efficient fashion.

A little about myself/situation: I am originally from Toronto but I am working in the US (declared myself as a non-resident in Canada) but wife is American citizen.

I have about 10 doors right now, buy done for function more than fashion.

The American Apartment Owners Association reported that the #1 reason why landlords fail is due to NOT managing to the lease.  

I was hoping to just get some confirmation that I'm thinking about this the right way, so thank you for your input.Agreed, plenty of time to refinance or lock the rate once it drops.Have you personally used any ARM products in a similar fashion with success?

I don't like American Home Shield (but maybe they're better in your area), but there are a few home warranty companies that could add some peace of mind.  

Well, other than good old fashion hard work and saving money, I'd say your only option here is to connect with someone who is well capitalized.

I called First American; they don't do it.

Dave Ramsey claims that 70% of Americans live from paycheck to paycheck.

I always find it funny that people don't care to determine their post-tax return on a real estate investment, especially since real estate is a tax haven.Justin - for the average American, one allowance on your W-4 is worth anywhere between $900-1,000.