At the end its what you feel most comfortable doing.

I'm comfortable with the lease agreement and it's language. 

As a Dallas REALTOR, I am pretty comfortable with the pulse of this market, but you are right, there are a number of changes happening. 

I plan to grow a real estate portfolio in the future to the point where I can support myself comfortably throughout my entire life and leave my day job. 

(or the debt that give you a poor credit score rating). " What are we going to do with the free'd up income" and finally " How much money will i need to retire comfortably and when can i retire?"

For anyone in my shoes would you take it to small claims or collection agency?

In any event, it all seems good enough that I’d feel comfortable moving forward once you get positive landlord references. 

Any advice for someone in my shoes?

I'm im your shoes and buy turnkey properties that don't need much work.

I wanted your opinion if you would feel comfortable  renting 2 rooms to 2 individuals during the Covid-19 pandemic ?