It seems the millennial generation (my generation) prefers to rent and the standard "american dream" is shifting to an alternative approach.

I personally ended up going with American Heritage.

When I bought the place there was a couple and their two adult sons living there using it as a three-bedroom.

Not when I’m 65.My peers at college were all excited about being adults and getting jobs.

(For evidence of this, I recommend listening to a portion of Episode 512 of the This American Life podcast – skip to the 5 minute mark!

@Mike Cumbie  Great point I have Asian clients that came over to the US and we had a bank meeting with the pres of the bank and senior management.. the card exchange was quite formal.. two hand delivery and a bow of respect.this particular clients Asian business is work 3 times the bank... but you would never have known it when you watched him present his card to the bank pres.. out our way there are Class's we can take through MLS for dealing with foreign clients so we don't look like boorish Americans.  

Loan amount: 735660 Loan : Jumbo Down payment : 25% Credit: Excellent (800) Closing: Sep 20th. 2017 Lender: BOA(Bank of America) Loan term: 7/1 arm Interest rate: 2.875% APR: 3.484% Closing cost Credit: $3303 Interest Lock in time : 60 days (until Sep 25th) Lender Fees: $1465 3rd party/Appraisal and all those add ons (Section B from Loan estimate): $819 Title (North american title company) + Section E from Loan estimate: $4821 Prepaids : $2000 I was shopping for Title company and found NATC to be even cheaper than entitle direct by $300.

Grace Porritt ,it is illegal to host an open house for a Realtor all by yourself without a license.Under the law you can do everything for the Realtor except talk to the visitors about the property or attempt to persuade anyone to buy that property or any other property.You can serve food and drinks,set up and take down the signs around the neighborhood,Greet guests and have them sign the registry,keep their children occupied while the Realtors work with the adults,and basically guard the front door while the Realtor walks through the property with the guests.You can never answer any questions whatsoever about the property.You basically have to say " the Realtor will be with you shortly" and "Thanks for visiting today".

I bet you wouldn't rent anymore.Credit is probably the most important asset or obstacle we have in our adult life.  

American Homeowner Preservation (Real Estate) Company description: "Earn financial returns while helping families in need."