Here are a few:Invest in Rental Properties:Buy Rental Property Outright: Use a portion or all of your equity as a down payment to purchase one or more rental properties.

As consideration for the loan we are providing and to secure your obligations under this Agreement, you hereby grant to us a security interest in the following property (collectively “Collateral”):all consideration received from the collection, sale or other disposition of the Collateralized Goods, including any payment received from any insurer arising from any loss, damage or destruction of any Collateralized Goods and any other payment received as a result of possessing any Collateralized Goods, or any other proceeds of Collateralized Goods."

All the cash from 1031 will be invested and the valuation of the 3 new properties is more than the replaced. 

Home Equity Lines of Credit (HELOCs) or cash-out refinances can access built-up equity without selling the properties.

Did you think you would call a list of people behind on their payments and they all would thank you and turn over their deed on the phone?

2. is it different then a Cash out refi?

Don't we think investing in the US is risky with high interest rates, historically low affordability and cash flows and high prices inflated by 15 years of artificially free money that's gone for good?

Technically, if you put 50-75% down almost anything would cash flow but then you would be cash in heavy.

The primary hurdle for investors is that most homes have appreciated significantly during the past 3- years and the difference in the current mortgage balance and purchase price is required as a cash down payment.

Hey Oliver,To reduce the high interest rates on your commercial loans for single-family houses in upstate NY without changing the loan terms, consider these steps:1.Negotiate with Current Lender: Highlight your good payment history and compare rates from other lenders to negotiate a lower rate.2.