She has done two exchanges for me, and she is an integral member of my team as I can lean on her for ongoing advice. 

Since then, it has been ongoing complaints from the wife about noise from the pipes, boiler, thermostat about every 3 weeks.

I am very hesitant to move forward because I've always planned on going in my own being slow and steady but I know part of a deal is better than 100% of no deal.

I also don't really ever get quotes for anything since this is more or less an ongoing relationship (almost a part time job at some points). 

If you contact a couple loan brokers they should be able to at least help you understand your options on going the HELOC + Refi route. 

These forums provide a wealth of information and sources of ongoing support. 

Great comments here and yes, I also agree on going the HELOC route. 

Not does he have a car or other assets with ongoing payments.

For example, if I ran the deal (AM) and it were market for me to be entitled to 40-50% of the GP - I'd get 40-50% of the fees and promote but would the expectation be that I also fund 40-50% of the GP equity? 

Hi,I ran credit check for first time for rental application.