We will even sit down and do an in person interview where I will answer all of your questions live.

Students are willing to live in tight spaces, so the investors would divide new properties into small bedrooms.  

@Samuel Metcalf- sounds like you have a FHA loan as  PMI is permanent in most FHA loans ....I would ask  the bank that holds the loan for  refinance  options and then shop around to see if there are  any refinance options that  make sense ...if not - live with the loan you have  but be  ready to refinance  when rates drop 

Inject yourself into the neighborhood and pretend you live there.

It was a thought to turn the 1.5 garage into a small living place that maybe I can airbnb or have a studio place setup.

Lived in the ADU until we got our finances in order and then moved into the main house.

It's not going to be like midland/permian, where some may live there and it's super pricey. 

Depending on the cost of living in the area , that could mean the agent has to live in a million dollar house . 

I can’t do sweat equity, I don’t live in the same state and work full time.

., - the mortgage will not be reported under your own credit, but live within in the entities EIN.