Hello my name is Dashawn Marquez and I am currently learning how to get into real estate.

We have gotten our finances in line and currently are looking more in detail to purchase our first real estate property.

Hi everyone -I own a 5 bed 4 bath home here in North Austin, TX that I currently house hack.

My PITI is around $650 and rents are currently around $1,600 in my area.

I understand the value of the location and that it could probably make me more in rent once my current tenants move on.

I this era of high taxes, insurance, and historically normal rates (notice I didn't say high rates as they are currently somewhat the historical norm), it's hard to do a higher loan-to-value deal and get the rents to cover the PITI + any HOA.

@Brad Eckhardt@Curt Davis did a nice job of differentiating the two companies and mentioning that third option of speaking with a company directly.  

I’m currently house hacking and mortgage is covered and then some .

Here is the scenario.The current property purchase price is $250k, promissory note is $450k, let's say the property sells at $1M.

The only reason to have the buyer’s broker receive a commission out of the seller’s proceeds rather than paid directly from the buyer is to roll the buyer’s broker commission into the total price paid for the property so as to qualify the property for a higher loan amount based on sale price.