Would you mind if I shot you a DM and picked your brain a little more about this?

Buying in one of our better zip codes, completing the BRRRR strategy and consistently taking care of your properties will lead you to the success here in Memphis.

If they do and they update the tax records to show this, then you would have a clear shot at having the full square footage considered in a bank appraisalOne other thing to note is that the banks contract a third party AMC (Appraisal Management Company), who then hires the appraiser to perform the inspection and complete the report.

You can pay yourself via payrollYou don't need to meet a time threshold, the IRS will treat the entity as the actor and as long as the activities of the entity are consistent with the business you will be fine.I am an investor & operate a property management business; I have it set up the way I describe here & I have not had any issues.

If anything, I could maybe picture an independent bank willing to collateralize a stabilized syndicated investment that already had a long history of consistent payment.

You need consistency and edits to improve results as you go.

You can get consistent financing at less than 3% down (I assume you have some split with your broker). 

I actually got a recommendation to use Stessa from my realtor, so I'll give it a shot as well.

The issue is I have limited savings and one shot at this.

I've read that you 'need to build a relationship and rapport with the owner' to have a good shot.