I've looked online, even the PA Realtors Assc. to see if specific wording is in the contract.

These days, the auction is online so no need to go down to the tax office on auction day.

Competitive sports,however, leveled the playing field for me and afforded me invaluable opportunities that I am eternally grateful for.

Tenant would like me to use my insurance to pay to have it cleaned up but it didnt hit the home, so my homeowners insurance doesnt come into play.

They do both pre-foreclosure sales (typically on the courthouse steps) and bank owned sales (typically online auctions).

Like any online program it requires a lot of reading and teaching yourself.  

In almost every community, you can also look the tax rolls up online and get the EXACT number- Insurance - Galveston is in a hurricane zone.   

It will take a little bit of your time to go down to the county office instead of looking for it online since you are in CA.

Running a Mortgage Credit Report on any potential tenant will pull up more dirt than a worthless online consumer credit report.If you have someone with an 800+ score, make concessions to have them as renters.If you have someone with a 580 score, pass!  

That isn't much to play with and you'll be very leveraged.I think you should try re-doing your budget and saving up.