In PA, the law presumes that everything you and your spouse own everything you acquire during your marriage as “tenants by the entirety.”

Quite a few things happened right after purchasing, e.g. getting married, moving to DC/VA area and then moving to NYC after 2.5 years later.Long term I would like to acquire one or more rentals for the purposes of gaining some passive income.

I am looking to acquire at first some residential properties, preferably single family homes, followed by a duplex or triplex, followed by condo/townhomes.

If I decide to go full time with RE investing after I've acquiring 20+ cash flowing properties, will banks have trouble funding me deals because I don't have a full time job?

The "ideal" plan will be to get also have them oversee any properties I acquire between now and then.

At those rates, it will be much easier to cash flow and you can acquire properties and make them work in ways other investors cannot so you can purchase a higher percentage of available homes.

If I am going to acquire property and be a landlord at all, its in these low income areas to begin with.

If you are looking at per dollar of return or profit, a $1M building generating $2000/mo. of return on your cash takes almost the same amount of time to acquire as a $100k SFH generating $200 return per month.

I'm a full-time worker (9-5), graduated debt free (paid my way), and have one property and am looking to acquire my second.  

There are developments of 100+ units being built and new businesses moving in.I would really like to acquire a live in multi-family property, but as you can guess, there are none available on the market, and the few that pop up and bought buy cash buyers with a much stronger hand then a newby.