I bought my first three properties cash and now I'm about to buy two other with a HELOC.

You're fixated on one part of the three items I listed.

After surviving three different investigations in three different states, I'm terrified to get more calls from investigators, and I'd prefer to be unambiguous about my intent and position just in case I get additional calls from other investigators.)

(Note: Begin counting the three days on the first day after the notice was served.

I have started the education basics on here I have been reading stuff like Krazy, I have attended a seminar and all this in just the past three days.

Out of these three options does anyone recommend one is better than the others for buying raw land in Michigan?

Another option is to buy a single family in a B neighborhood in the low threes and try to get $1600 to 2k for it - not super great but gets you in the game at a relatively low price point.

If the home were your primary residence, owned outright (no mortgage), and you have a good credit history, most lenders would entertain an LoC - perhaps to a lesser amount than 70% of he equity in the property - even with a minimum wage income ... if you can demonstrate that you can service the debt.As for being self-employed, if you provide the lender with your Notice of Assessment from Revenue Canada for the past three years, they will be able to validate your income.

The home can have up to THREE extra Units - but if it does have more than two, there will be a self-sufficiency test whereby your mortgage would need to be 100% covered within 75% of appraised rents from those other Units.

There are three questions that I am trying to get some more clarity or at least find some good resource to start learning more about:1.