The stuff sitting on the market is often nice but overpriced, or junk tenants, mediocre location, etc.An owner with a nice product that generates multiple offers in the first week isn't going to typically go to contract with you when the property is not even listed for sale yet or is listed but not under contract.

"Newport" is the product of theirs I used.

May not work for an FHA but you could look into buying a multifamily as part of a joint venture with a financial partner using a different loan product.

Giving the numbers on your deal would probably get you a bit more traction, but there are a ton of products out there available

Use products like FHA while you still young, and get into the deals with little money.

For instance, in my market there are products and offerings that allow the borrower to get enough funding to cover the downpayment and closing costs.

Only a lawyer in that specific state is qualified to comment on the legal validity of that nation.

Any traditional product or commercial loan is going to want to see income.I own properties in that range and you can get financing.

Yea...I appreciate that you appreciate what I wrote, but you're not listening to it - lol.The types of things you are thinking about and talking about are quite valid and you are not alone, but the reason I say that is not why you think it is.

Former NYCer here - I used to run StreetEasy's product team.