Happy investing and learning my friend

I will contact them in the first instance the next time I need finance for anything and refer any friends or family that need the same.

Most people seem to avoid the conversation about all the Real Estate risk takers that played the biggest part in the housing crisis.A few years before the bubble burst I was encountering real estate investors, house flippers, and buy-and-hold participants everywhere I went, my waitress at The Cheesecake Factory, the two McDonalds employees talking deals on their lunch break, the clerk at the grocery store, everyone everywhere appeared to be a real estate investor in one form or another getting a piece of the housing boom.The underlining problem I noticed was during the rush to get into the RE industry most of the people capitalizing in the industry never learned the basics of RE investing and were simply doing what their friends, neighbors, coworkers, or online postings told them to do to get a piece of the pie.

Meaning they're friendly towards the landlords and not the tenants.

Downside is split single contract into two, double closing costs and increased mortgage insurance costs.MY QUESTION:Does this sound correct, or is the underwriter mistaken...Do multiple townhomes require their own individual loans for each single unit (even if apart of the same structure)?

Hello future friends and associates I'm new to bigger pockets.

How many spend a bunch of money on getting licensed, paying desk fees, gas, time, energy, marketing, hitting up all their friends, relatives, Top 200 list, to be a wash out.

For vacancy I was told by an investor friend to budget two months as a more realistic number.

IE some cash  credit and capacity. your to big of a risk.. if you have none of those then its friends and family its charity to get you started 

I have a friend who stays in Brooklyn who i visit occasionally ill message you possibly we could meet up and have lunch.Thank you @Shawn Kostoff its a pleasure.