It's FAR easier to judge someone's character by phone than by online presence on your Airbnb profile. 

Doing the latter would improve my cashflow from that paid for unit from 1000/month (for the paid for house left as is and cashflowing) to about 1250-1400/month of cashflow with the cashout refi used to leverage 3 more properties.I intuitively understand that the refi method will in the end make more money, since I'll have increased my house numbers by 3 (from 3 to 6), adds ~450K to my portfolio in house values (each being roughly 150k) and will have renters paying down the mortgages and also covering taxes and insurance as well.  

The whole beauty of real estate investing is that you make your kitchen table dreams a reality with simple business models (buy and rent for more than expenses; or buy and improve and sell, etc) not red tape, endless processes, and the complexity and frustrations you face (or try to escape) in your day job...Like Dawn says with the first baby, the perfect can be the enemy of the good.. probably some investors get too caught up with the analysis to try to be prefect when they could get a good deal done and manage it well enough (whereas the perfect deal person is still just analyzing and daydreaming).  

Fill out your profile on realtor.com, Zillow, Twitter, Facebook, etc.

You can find my contact info in my profile.

@Gregory GuilletWhen you improve a property you have to have titleSub to, wraparound mortgage, etc. gives you titleLease option, etc does notGet title, improve and resell for profit

Why is your profile pic sideways?

A recent personal example is of a commercial property I bought for $180K, made some improvements, raised rents and now have around $80K in equity.  

This plan works when the market is stable or improving. 

And I guess if they're getting loans from people, then there really is no reason for them to improve their terms.