@Amy Perry what are you plans for the place?

I am very excited to have a team help my family to achieve financial freedom. 

I'm planning a move to NC and trying to make the smartest financial decision with my current home.

So excited to have my first property and I plan to hold for the long term.

This approach ensured the project moved forward without financial delays, enabling us to quickly transform and sell the property, maximizing the return on investment.

If you plan on being a buy and hold investor then you should be prepared to handle capex events on all of your properties.

Money Mustache (MMM), a fellow Canadian who retired at 30, supporting his family through his investments.This introduced me to the concept of financial independence.

if you plan to use it as a 2nd home as well as lease it out, conventional loan will allow you to just put 10% down. 

We are definately planning at refinancing as the next step but need to resolve the partnership before that.

Yes a judge can still proceed with the sale even with a suggestion of BK and the only way a judge can stop it typically is if the borrower files a temporary restraining order, which lasts 15-30 days and must be a valid reason - the reason of "I am going to file BK" is not a valid reason to give a TRO as the borrower can file BK and then has time to complete submitting their plan.