Would you rather invest in duplex in CA that breaks even or invest in RE syndication for 2 years that offers you expected 18% annually Example: Duplex in CA costs around $600k, down payment $120k, rent = mortgage payment+real estate tax + insurance (if interest drops by 1%, then expected cash flow could be $200-$300 per month) RE syndication is offering 18%, in 2 years, I can expect to make $43,200 without lifting a finger..The numbers are favoring more towards RE syndication, in the past I have only done rentals never invested in RE syndication.

That is your cash flow as you're keeping it in your pocket vs. paying it to a landlord or mortgage company.Hope that helps.  

@Salomon W.We know someone who will fun these as long as existing rentals the loan won’t exceed 75% of cltv but I know they charge min 15% + points

When you show more income you do in some cases owe more to Uncle Sam, if you are not utilizing the Max deductions correctly.I would ask your CPA and maybe even get a second opinion on if he/she is accounting for all 365 days, taxes, mortgage interest, repairs, depreciation, vacancy, closing costs.There is always a way to 'Zero" out and not owe in most cases.

The best mortgage rate for your investment property that is available to the general public is going to be in the form of a conventional loan.

I'm sure it's most likely frowned upon but on the smaller scale apartment buildings, during due diligence has anyone ever tried speaking with tenants to uncover any existing conditions or deferred maintenance problems they may be facing? 

Frankly, we prefer market rate residents so won't rent to new Section 8 residents but are happy to keep the existing residents that were already Section 8 residents.

I am new to this.The costs you see for the duplex include the heloc and mortgage costs.

Let me know how it works out.BHG is not a mortgage lender. 

I didn’t make that much, never more than $45,000 from my W-2 but I was able to utilize a portion of the income from the rental properties I was buying to help qualify for each mortgage.