I woukd say find a credit repair specialist and get your credit score up

He has credit issues, so he already has damaged credit, so BK may be an option that doesn't have tons of downside. 

They talk about credit, mindset etc. 

App_...you may be required to credit or refund the tenant for any time that they cannot inhabit the premises.2. 

It comes down to debits and credits for the most part but there is also the logistical and sometimes conflicting component of investor requirements and 3rd party requirements (MI company, junior lien holder, senior lien holder, GSE, etc.) that at the least, influence the transaction or, can control the transaction beyond the seller's or lender's objectives outright.

I originally used it for the background and credit check feature and starting giving my tenants the ability to pay rent afterwords.

I have been rehabilitated my mother in laws house for the past three years, with the little bit of money I make, while fixing my credit from a mother that used my name in my younger years irresponsibly.

This strategy helps you (the investor, by getting land cheap) and it helps the owner of the land by geting out of a tax lien, protecting their credit, and they can make a few bucks in the process. 

Credit and background checks !

how can i evaluate the strength of my buyers offer besides the amount they want to pay...meaning can i ask to speak to their lender to see how tight their credit/DTI/bank statements are....last thing i would want is my buyer's loan falling thru two weeks before i close.