If it's over 4%, its worth exploring, but probably won't pay off for you for at least 4 years or more of holding a new loan.  3. 

However I’m a buy and hold woman so some degree of volatility is irrelevant to me.I agree with exploring @Max T. suggestions.

This may be worth exploring in further detail.EvictionsSome speculation has arisen regarding the possibility of monthly $2,000 payments retroactive to the start of Q2, CY2020.

@Brendon Rose, a little outside my wheelhouse....but if it's an option explore the numbers. 1.

If there is a real problem and the agent isn't representing you correctly, I think there are a couple areas to explore.  

You can buy in any market for 20% down and you can start getting passive income from day 1.I put 25% down because I was able to get a better rate with the bank so try to explore that option as well.

ITs easy to get frustrated, but you can feel good with the fact that just for expanding your horizons, learning and exploring real estate investing, you are already part of a very select few, so congrats!

My name is Kenya I am 26 years young and I'm excited to explore and connect here on bigger pockets!

If you can leverage that money and turn it into higher monthly cash flow I would explore selling or 1031 exchange.

Just listen to what they teach, explore, discover.