But that usually means the seller wants a substantial chunk of cash upfront so it might not fly.I'm a lease option guy and have been working these deals for 27 years. 

I’ve also found that the reason behind the red tag can influence how hard or lenient they are with you.  

Does this influence your decision about where to insure these and what kind of policy to choose?

This might depend a lot on where you live because it is substantially harder to get rid of a deadbeat tenant in some states/jurisdictions then others. 

I’ve taken and combined a few contracts I got from some influencers but I need help because I know every state is different.

DSCR stands for "debt service coverage ratio" and is net operating income divided by total debt service, with total debt service being your total principal/interest payments for the year.It is a good way to look at how much margin for error you have regarding vacancy, maintenance, CapEx, etc.If you have a 30 year fixed note at sub-3% interest, I would consider taking on a more aggressive project with lots of leverage, while a commercial project backed by 7-year or 10-year note at 4.5% decrease your DSCR substantially, therefore making it more risky.

From there we look at both sides of the equation:SUPPLY: Housing appears to be in short supply currently, but that may be government influenced.

The key is to understand the rules regarding what qualifies as an investment ad meets substantial improvement test or business investment.

are you saying that $15k for termite work would be the price on a more-or-less healthy property, and that if there's more substantial termite infestation, that it could very well be substantially more?

KW does have a big influence here in DFW but are they going to teach you the ropes around your schedule?