This will reduce a lot of stress for you personally as well.

A little caulk and weather stripping can go a long way to reducing drafts and letting them know you are interested in their welfare and may buy you some time.

However, I want to reduce my taxable income with itemized deductions to around $10,000.

I reduce the tenants rent by $50 a month ($600 a year).

If you are the high anxiety type consider a lawyer, but if you are willing to put up with the headache you can probably do it yourself(Pro se) If you lose then hire a lawyer and do it again, you can usually do that if you lose because of a technicality like proper notice, service etc.

This will reveal attractively priced properties as soon as they hit the market or are reduced under the threshold over time.

The potential to bag a deal is just to great to let my fear and anxiety get in the way.

I quickly paid off all credit cards and waiting 30 days for that to be reflected in my credit report, I already paid off my car years ago so that wasn't an issue and that helped my reduce my debt to income ratio.

It would reduce expenses - no doubt, but breakeven time is a major go/no go factor.

Hubzu sale not initial auction.Days on market: 157Price on mls started around 130k, reduced every month like clockwork.