debt to income ratio over 55%

[William H.]

Hello all,
My problem is I am having trouble finding financing because my debt to income ratio is right at 55%. The lenders I have talked to say it needs to be around 45%. How can I get financing? I have the cash to buy the price range house I am looking for, but I really don't want to do that. So any help would be appreciated. Also I have a mortgage with about 60000 in equity, which is causing most of the debt but I don't want to pay that off either. Thanks
William

William