So someone who is looking purely to maximize potential return (and has unlimited time and/or is just starting out building their wealth) is unlikely to find this a good fit.

(You're paying the bank back with dollars that are of less value than the ones you borrowed from them; it's like borrowing gold and paying the lender back with gravel...maybe not that extreme, but you get the point).I think the plan of sitting tight and re-visiting the market in 6-12 months could work, but it could also backfire if property values don't go down significantly in 6-12 months....if prices hold steady, and rates increase even more (which seems likely), we could be in an even tougher position in 6-12 months (but, that's pure speculation...at the end of the day, nobody knows what will happen, and it's totally possible that prices are lower in 6-12 months...we're already seeing a notable uptick in days on market and price reductions, and a noticeable decrease of demand in many markets--but who knows how far that will go).Strange days, indeed.Good luck out there!

If you want a pure labor contract, then talk to contractors about performing labor using materials you supply for a very, very, specific design that you or your architect supply.

Via some "special" funding actions, they can argue BOTH directions simultaneously; providing liquidity for those in need, maybe some bridge financing offset for commercial finance, 1% down mortgages for first time home buyers, etc etc, all while allowing the Fed to SQUEEEEEze to "fight inflation", even though there "help" is making more inflation, that then requires more "help" and hey, wouldn't ya-know it there happy to "help" all ya-gotta do is vote for them because "booo" look at that other "meanie" saying ugly things like fiscal responsibility, reign in spending, man what a kill-joy that guy is right....... 

But don't worry; we're not talking about sitting in a classroom with textbooks and tests.Education, in this context, means learning and gaining knowledge about the things that interest you or the goals you want to achieve.Learning can take many forms, from reading books and articles to watching educational videos or even talking to people who have experience in the areas you're interested in.It's like exploring a new world, and you're the adventurer seeking knowledge.Education empowers you, provides you with valuable skills, and opens doors to opportunities.The more you know, the better equipped you are to make informed decisions and take action on your path to success.So, embrace the joy of learning, ask questions, seek answers, and never stop educating yourself—it's a key to unlocking your full potential.Step 3: Build a Strong Financial FoundationBuilding a strong financial foundation is like constructing a sturdy house.

Originally posted by @Joy Omenyi:David, why would you assume a voucher tenant would be any more likely to smoke weed than a non-voucher tenant?

Anyone buying it purely for investment would be wanting some tenants, likely with upside to fill the last tenant unit.  

If it was purely cash, I'd refi and hold on long-term, as you'll do much better than realizing a $9000 profit by holding. 

Assuming your property is up to snuff in terms of condition and amenties, it is purely rate driven.

Every potential avenue of "doing what you love and the money will follow" was ******** and filled me with pure misery, ruining many of my favorite hobbies to the point I lost interest in doing them for fun!