This may fall in the category of "just because it has worked does not mean that it is a good idea."

But I don't think roommate income is a thing, and existing roommate income definitely isn't a thing if it's an apartment you're renting.I recommend you find a local mortgage broker who does conventional loans, give him/her a call, and ask to have a conversation about your borrowing limit *before* going through the pre-approval process.

Single-family properties present less wear and tear on your investment and allows your to limit your financial liability. 3 - What type of market your looking for (cashflow primarily, mixture of cashflow & appreciation, primarily appreciation). 4 - Get in touch with local boots on the ground - as others have mentioned, the core 4.

Also including the tenant friendly restrictions limiting any ability to evict still in nj

I always look for creative financing options to advance my investing goals.Running the numbers over time is key to understanding what the long term outlook is for this strategy and if it makes sense for each investor.I hope this sparks some ideas on how unique lending options like this may or may not fit your long term investing goals.

I think you have to find an alignment with a manufacturer for manufactured to be your choice.If this build is for yourself and not for the purpose of repeating the action for profit, you are limiting yourself with manufactured.

Do you have any idea what that fail percentage was?

Another 50+ page document of the "Limited partnership agreement"  was included also. 

I have no idea how you made the jump to "everyone wants something for nothing."  

@Anthony Theokary Directly from the Philaelphia L&I website:  A licensed Philadelphia contractor must perform the work, except for projects on an existing one-or-two-family home that don’t require an electrical or plumbing permit.The scope of work you are performing goes far beyond the limited exception which falls within the EZ permit standards.