There are some states (like NH) with some unique issues as well about the step up in basis of the underlying asses - where you could end up inheriting their state tax liability. 

Understanding the laws and regulations in your state is crucial when it comes to managing your property. 

How do I research private lenders that are approved to work in my state?

At least in my state (Georgia), a realtor won't list a house on the MLS if you don't currently own it (even if you have it under contract).

If they don't perform to the requirements stated in the lease, it is kept..period.

I live in Mississippi but willing to invest in surrounding states.

I have called the out of state property owner which denies owning the property, and quickly hangs up the phone.

I don't know how planted your roots are in NY but it may be beneficial to go house hack in a more affordable state.

Grants/First Time Homebuyer Programs/etc. are mostly state specific.  

The cost to join is nominal but well worth it.You might also check out the Best Conference in Salt Lake City starts April 10.LFI has a one day full day LP presentation the day before the Conference on Tuesday April 9.This would be a great place to start your search.Good luck.One word of advice is you come across a deal where the GP is promoting 8% cash on cash 20% IRR, I’d be very skeptical given the current debt market.