The exit strategy would not come into play for many years unless refinancing was a possibility to pull equity out and reinvest.Thank you for the considerations for me to ponder.

Take interest in what someone says, then debate it, ponder it, and consider it from all angles"- Jim Rohn

Take interest in what someone says, then debate it, ponder it, and consider it from all angles"-Jim Rohn

Things to ponder on. 

Look into what mortgage loan you can qualify for being that your debt to income ration as it stands is very highSome side notes:If your parents are letting you stay at home, take advantage of that and save as much money as you canWhile you are pondering your path, I would pay the minimum on your students loans until you can determine just how you want to approach the real estate investment gameYou need to way more detailed and educated on what exactly its going to take for you to buy your first investment property.It is not impossible but its not going to be easy. 

Sometimes, tenants will "straighten up and fly right" after you establish clear expectations and consequences for noncompliance.A couple other points to ponder, December is a bad time to have a vacancy or to ask a judge or JP to evict. 

You are far from the first person to ponder this question.

Something to ponder going forward.

Just sleep on it, ponder on it, then make your own decision.

BUT, that's why you should ponder on these thoughts from a random guy on BP.