NAR considered a market a hidden gem if its median home price to median family income ratio is at the lower end of the distribution of 379 metro areas relative to the distribution of a combined set of seven indicators that drive housing demand and supply:3-year wage growth (BLS average weekly wage, 2018 Q2–2021 Q2)3-year job growth (BLS nonfarm payroll employment, 2018 Q3–2021 Q3)Ratio of the 3-year change in population (2020 vs. 2017) to the sum of housing permits over a 3-year period (2018-2020)3-year population growth (US Census Bureau, 2017-2020)Net domestic migration as a percent of population (U.S.

“The housing sector performed spectacularly in 2021 in many markets, with huge gains achieved in places like Austin, Boise, and Naples,” says Lawrence Yun, NAR’s chief economist.

I remember NAR issuing a statement when mortgage interest rates hit 14% in 1981 that now was the time to lock in those low double digit rates.  

I am curious with the # of listings reduced significantly if associations like NAR will lobby for tougher enforcement

Zillow came into the market with an elephant sized ego, took on NAR, and lost in grand fashion, then ran away with it's tail between it's leg.

You’re self employed and need a Brokerage to hang your license with in order to function as a licensee/agent, and most likely a Realtor if joining NAR is a requirement of your Brokerage or MLS.Don’t go applying for a desk job or you’re defeating the purpose and flexibility of being self employed.

Well, first and foremost, there is no "National Housing market" regardless of what the media or NAR says.

The Code of Ethics (NAR) shows you how in Articles 2, 4, and 7.  

@John Thomson Please Read the NAR fiduciary duties. 

When you approach it like a traditional listing or buyer appointment with the substitution of your own "Personal Agency Disclosure" then you are well on your way to ensuring that they customer does not assume you are acting in their best interests.Obviously, this should be reiterated within the contract (NAR Code Article 7) but for Realtors®, adding this as an option can be a profitable way for both Broker as well as Realtor to make additional leads/profit.