I would recommend considering conventional financing until you reach Fannie Mae's limit of 10 properties, then consider either a portfolio loan, and start your race to 10 again, or look at DSCR at that time. 

Focusing on what you can control, like consistent effort, really sets the foundation for success.

Certainly more options because you are no longer limited by imaginary boundaries of traffic and time.

Here are a couple of ways you could structure the deal:Lease Option with Seller Financing: You could lease the property with an option to buy later, allowing you to rehab it while giving the sellers time to find a 1031 replacement property.Seller Financing with Deferred Payment: Structure the seller financing with no immediate payments, allowing you to refinance once the property is appraised, and the sellers can complete the 1031 exchange when ready.Escrow Holdback: Transfer the deed into an escrow account, giving you control without immediate transfer, so the sellers can take their time with the 1031.Third-Party Facilitation: Use a qualified intermediary to hold funds and facilitate the 1031 exchange while you refinance.These options allow flexibility for both you and the sellers.

You are in control of how the set up works, if you need interior designer help.

But if the OTA has a significant market share, there are limited options for the host.  

it may be jurisdictional specific, but it would certainly limit the sources for providing credit reports.  

What I can share is that the risk-reward will not be worth it as a 'newbie' due to your limited capital and inability to actively manage your properties. 

In my experience, most have limited product offerings.

If anyone else has a favorite strategy or tool they use to keep tax prep under control, I’d love to hear it!