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Updated 1 day ago, 01/07/2025

User Stats

97
Posts
22
Votes
Donald DiBuono
  • Troy, NY
22
Votes |
97
Posts

Creative Finance Deal Need Advice!

Donald DiBuono
  • Troy, NY
Posted
Hi,

Unique scenario. There is a 2 family we are in talks with acquiring for 200k. The owner is open to seller finance for us. There is a catch - the couple wants to 1031 the funds into their sons next larger project which is TBD.

Our Goal - buy this property with little money out of pocket. Put some money in rehab. When they need the money, we know this property will appraise for 40% more than we bought it for. We would refinance to essentially be no money out of pocket. The catch - we need to have the deed before we finance. Why is this an issue?

Their Goal - sell us this property seller finance. They make money on interest. We can be flexible when we pay them back. The ISSUE - they want to 1031 the funds.

If they seller finance, we have the deed, but they cant 1031 because they would need to find a property ASAP which they want to avoid.
If we rent to own, they are OK, but we cant refinance because we don't have the deed.

Are there any unique scenarios to help us get the property for little money out of pocket, we have the ability to have the deed and refinance, and the sellers are able to 1031 at their leisure?

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