The rate we charged along with origination charges had no bearing on my commission so I was always offering our best rate possible.The second company I worked for is a smaller family owned company that operated rather differently.  

Check your state lawsSome require you split the interest earned if you have it in an interest bearing account.  

@Gina M Coen You are mistaken, the so called "super lien" status here has no bearing.....an hoa foreclosure has absolutely No effect on a first mtg. 

The office of a sole proprietor must have a sign displayed outside which bears the office name exactly is it appears on the license.

There are alot of private lender hedgefunds bear sterns etc that have invested over the last 13 years or so in sub prime and thet dont plan on loseing as far as the banks bailing people out i just dont beleve it thats a smoke screen to make the look sincere what they do is take there down payment and home and get the next guy in and take theres to if they dont man up and pay for it its not something for nothing in this but anymore you almost have to have a degree in economics to understand it confusion is there trick of the trade every business has them theres no crystal ball that says you will have your business/job/same income for the next 30years there finacials change and credit only the strong servive there is psychology within life/money please dont get me wrong a mortgage can work for you if you understand the loan witch is 2 inches thick and only a 3 day recision period but statistics say that you will refi every 5- 10 years need a new car college tuition new born etc and many many other things happen funeral and you need to consolidate and back to 30 years again they have all or most of the angles figured out or at least the important ones what you like is your fault .

Remember, pricing is really set based on what the market will bear in an area - and all areas of a city or regions of the country are not created equal.

Bear with me because I'm a real newbie.

It's clean, but keeping the place in show condition is a pain in the @55...I'm completely new to this so please bear with me :)Our PITA on the townhome is about 815 / monthOur ITA (is there such a thing?)

I guess my input would be are you sure that the work will be done right by the seller vs trying to coordinate a rehab from 100 miles away.

However, that doesn't really have much bearing on what the property is worth to you.