I have all the funds at hand for at least one property, yet I'm confused between the various choice options including Jersey City, Newark, Union County, Bayonne, Camden etc.

If she's a salesperson, then its not their choice how much they charge.

My property of choice is a duplex!  

CHOICES, that's all it is, choices.     

NACA could call the loan if they think you didn't make a necessary choice, they do not consider paying off credit cards as okay.Your HELOC lender can also close the line if your FICO goes down or they find out they are in 3rd position.NACA is an amazing product no down, no PMI, low rate, no fees - you sure don't want them to call the loan.

It's been two year hopefully you made a choice back then 2 years ago when the situation is much better.

@Kyle Weinapple this is a personal choice regard a cost/risk ratio.

I appreciate your service and dedication.Given your connection to Memphis, it sounds like a great choice for your real estate investments.

( Cleveland ) I’d like to see how others are gaining properties so quickly instead of saving up 20% each time. what are my options to avoid having to save up 20% each time for a down payment  DSCR loans are a popular choice for investors in Cleveland, as the real estate market is reasonably priced.

Its great reading if you are having trouble falling asleep!