This is becoming more of a sticking point and eventually their will be a supreme court challenge.

I thought seeing prices fall into the $20K range for a cardboard box down here was supreme Still they'll nail you for $25K in taxes per year on that in Pinellas Co.

You can always go through the NY Supreme Court instead.

Though that was the decision by the NV Supreme Court, the bankers are working to overturn it legislatively, and retroactively.

It's been challenged all the way up to the Supreme Court, which has previously ruled that there is no breach of contract for agency without a written agency agreement.The text references a Supreme Court case where an agent was awarded commission based on the buyer/seller conspiring against the agent, but given that the OP didn't appear to have any agreement (written, oral or otherwise) on this particular property, I don't see how that could be argued.  

Because McNeal concludes that In re Folendore, 862 F. 2d 1537 (11th Cir. 1989), is controlling precedent on this issue in this circuit, notwithstanding the Supreme Court’s ruling in Dewsnup v.

This stems from the supreme court ruling on disparate impact. 

@Christopher Winkler is exactly right regarding the Supreme Court decision surrounding debt collection as the owner of the debt, however we have found some state attorneys are still recommending having a debt collection license so as not to be the "test case".As @Chad Urbshott states, NMLS is the definitive site for determine mortgage licensing requirements (frequently separate licensing requirements for loan purchase vs. origination).There is a third, and wholly separate issue of servicer licensing (also found on the NMLS). 

Mike - This is a VERY key question in all this, and while you may have meant it to be rhetorical, I think it's very important that everyone know the correct answer (as most don't): The Supreme Court has held in many cases that the Equal Protection Clause of the 14th Amendment applies to illegal aliens, and therefore they are protected under the Constitution while on U.S. soil.

Supreme Court case as well as a recent federal court case that struck down a Portsmouth, Ohio ordinance as unconstitutional.