Is A 2nd Lien Really Stripped If the Chapter 13 Is Dismissed?

[Christopher Winkler]

Has anyone seen this? A 2nd lien is stripped and the Chapter 13 is dismissed for failure to pay, and a week later, filed a Chapter 7 that was discharged. Would the stripping be void by the dismissal of the 13? 

[Patrick Desjardins]

Originally posted by @Casey Mericle:

@Patrick Desjardins, yes I did read the entire thread.  I also have experience in exactly this scenario.  A simple answer can be the correct answer.  Talk to your attorney about reinstating the foreclosure.  The lien doesn't get crammed down until the last BK payment is made.  Dismissal = valid lien.

 Are you aware that people were stripping liens in a chapter 7 BK, which made his chapter 13 dismissal irrelevant? I think you should consult YOUR attorney about it. Sorry I don't mean to be flippant but trying to sum up an answer in 4 words, in complex BK cases, is just silly.

Go read my original response to his question, might help you.