@Paul DentingerRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

Future rental income is not able to be used.Keep in mind that retirement assets (401K, IRA, etc) are eligible towards reserves, and so are any other investment accounts.Rental income is only used towards the income portion of qualifying, not towards assets.Hope that helps. 

But since I'm a newbie, I'll ask anyway and risk ridicule.The question centers around what goes on behind the scenes in  real estate investing. 1.

Is there a typical minimum period where the penalty applies, like 3-5 years?

He immediately came back and started throwing large tree branches and other stuff on to my deck. i called the police a second time and they came and arrested him and gave me the report number.i have a security camera video of him throwing the brick, walking in and out of my property, screaming, and throwing the branches.what do i do to protect my workers and not lose my investment.

For those licensed agents out there....when you buy a property for yourself, either personal residence or investment property, you typically receive the buyers agent commission.Is this considered taxable income?

Typically you'll be dealing with older product - from my experience, the key to capping your downside risk is being able to identify plumbing issues.

If the deal has a 5% COC return but will also appreciate 5%.. the total return on cash invested would be around 30% the first year with a 20% down payment. 

Text message had bad grammar and white spaces - typical red flags of a spam. 1.

But its lifeline is the single I35 highway running north south...In terms if Economic development- I can speak for Hutto, they are take big steps to attract investments that is boosting the local economy.