NICOR, the natural gas company in Northern Illinois sent me the following information.

@Edward BurnsI do agree with your point, however perception plays a huge role when it comes to a sensitive subject such as this and it could have an effect .

After Volcker Rule banned proprietary trading of investment banks, a lot of money from these banks naturally went to real estate.

Has no damage from Sandy or Irene, but has lots of neglect from past owners from 2001 to today.It's a 3 season only, though they did winterize it many years ago with insulation, forced air heat and A/C, but the septic is not adequate for winter use.I went to the town hall to ask about that, (and this is were I'm not sure what I'm asking or what they're talking about) the last "Perk Test" was in 2000 and measured 16.75", the town won't allow the septic for all year use unless the Perk masseurs at a minimum of 18".I asked about adding a little dirt to the property and there telling me it won't make a difference for the 18" high water line has to be with the original natural dirt so adding won't make a difference.It's a short sale and the banks looking for 550K, the comps for this as a 3 season is about 750K but as a year round residence it would be more like 950K.Any ideas around this 18"?

With the nature of what we're talking about here not sure why here needs to have a cloak of anonymity.BP is a great resource.

I spend ENTIRELY too much time stressing and doing administrative tasks i.e. confirming our (ridiculous number) of monthly bill payments, fixing administrative issues deriving from issues on the part of my bill payees (constant), things of that nature.

We are starting to do buy and holds within our SDIRAs.We have found due to the nature of the properties which our town has an abundance of - older, inexpensive, converted large homes - that traditional 'non-recourse loans' are net to impossible to get.I am putting together an list of potential lenders and a 'package' to show them as to our plan, and will soon (late this year?)

The most sensitive info you have is your ssn.Another issue is the presentation of counterfeit check, some banks simply charge a fee to cash a two party check, it's a low skill level that I don't have but it's not hard, the issue may be covered but it's a PITA proving it's not your check.Automation is great, makes life easier, but keeping collections away from depository information is the best security, funds come to you and you make deposits.BTW, for the lease-option, installment dealers out there, you can have more issues with any partial payment.

I am by nature skeptical about someone saying they have a "secret plan to unlock your dreams of building extreme wealth using someone else's money, time and expertise".

Some improperly neglect to factor in the use of their personal money, equipment, etc.With that said, your question is of a personal nature.