Real estate is slow in nature to react to market conditions and usually last to respond to a down market.

this will be interesting to see how the NO Pay No Stay landlords on this site react to that.

Hi Biggerpockets, I need some clarification on what the lending company is going to really charge or better yet on how to do the Proper Math! 

Now my mom is worried about having the money from the sale in the bank because she feels as if the bank can take her money, again due to virus pandemic, especially since loans are being handed out left and right currently.Is there any advice anyone has as far as proper savings accounts or ira to have money be placed in for safer keeping?

Those that spent the last few years living wisely and preparing for a rainy day will not only survive, they will thrive as they buy out the weak.In my mind any landlord that is paniced becasue they will not recieve one or two rent payments falls under your description above.. they need to reassess the proper way to prioritize their cash flow and funding to have reserves / emergency fund.. 

Proper screening should be your main defense against dead beat tenants.

Do a routine inspection, check the plumbing under the sinks, check the drains for free flow, check for running toilets, check the base of the toilet for leaking flange seal, dripping faucets, change the furnace filter, inspect the attic for potential roof leaks, check the condensate pan under the HVAC, check the pan under the water heater.Common sources of smells are pets (especially cats), kids peeing somewhere other than the toilet, garbage/refuse not being properly disposed of, plumbing issues.

-Indianapolis, ID-Orlando, FL-Greater Phoenix Region-Irving, TX and surrounding-Upstate NY and around SyracuseI was hoping I could get some experienced insight on how to properly invest OOS, what areas to avoid, and what might be the most promising for my budget.

Things changed so fast we don't have a new norm yet. 2008 crash took longer to play out and settle in, which is not nearly as fast as a virus spreading and governments reacting.

We've included the link for more information: (link)If you are still worried of not being able to pay next month's rent or any future rents and have exhausted all your options through borrowing from family members or other, we ask that you please send us an email prior to the rent's due date explaining your situation along with proper documentation.