Brie Schmidt and George Foster can huve your more details.

Allowance teaches them to be employees, the other teaches them to be problem solvers.

The ferry to the Air Force base will not intended for tourists - only service members and government employees commuting to and from the base.In any case, Apollo Beach is not a beach by any Floridian's definition, and neither it nor Little Harbor are really tourist destinations - the tourists come for the Gulf beaches, which are 30 miles to the West as the crow flies and an hour's drive away.

Most companies provide their employees 401k plans or Roth accounts. 

When I was in the contracting business we flipped quite a few houses primarily to make sure I had work for my employees, hoping to do a little of that when I retire if the market will cooperate.

Who is not allowedWho’s OutYouYour SpouseYour natural parents and/or your adoptive parentsYour natural grandparentsYour natural children and/or your adopted childrenThe spouses of your natural childrenAny fiduciary of your IRAAny people providing services to your IRA–such as your stockbroker–as well as his employees and both his and his employees’ blood relativesYour IRA custodian or administratorWho’s In Who is allowedYour brothers and sistersYour Spouse’s brothers and sistersYour spouse’s parentsYour spouse’s grandparentsYour stepchildrenYour spouse’s stepchildrenYour grandparent’s spouse, if not your natural grandparentYour aunts, uncles, and cousins

Get ready for sticker shock  LOL.... your 200k 3 and 2 in a nice neighborhood in Indy will be 2 million plus  on the peninsula  well maybe some are cheaper.. but not many.there were some smaller condo's in Foster city I remember.. we bought one as a spec for 100k years ago not sure what they would be today.

@Dave Foster ,the other issue with small market is the lack of inventory.  

See the following. https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-tax-on-early-distributions

We, two unmarried managing members, have MapleStar Real Estate Investments, LLC and Brooks Young Financial Group as primary LLCs and companies for flipping real estate and notes (S-corps, great to pay salaries, have employees, set up retirement and medical accounts).