Hi everyone,I'm new to real estate investing, focusing on commercial and mixed-use properties.

I am relatively new to real estate investing and my goal is to start with a househack this year and scale my portfolio over time. 

Is this something I can dispute and get the 3 bedroom so I can increase the appraisal value?

Subtract expenses from rent.Rent - expenses = cashflowBased on your numbers $2100 - $1616 ($3232/2) = $484You are likely missing several expenses, but this should help.

This will likely be a long term buy & hold, either SFH or a 2-4 unit building.Is a 30 year-fixed loan with 20% down possible?

Does anyone have any perspective on this?

@Ashley MartinI know coming from a Realtor, this sounds like you need a good Realtor on your side! 

For this particular deal, we put down 55%.

This is a sign that buyer demand for Austin area housing, though lower than previous years, is still very healthy.Here are the full stats for Austin and the greater metro:Here’s a chart showing the monthly median sales price of a single-family home in the City of Austin in 2024:The median sales price for a single-family home in September 2024 was up roughly 11% from the beginning of the year.

Thanks for the mention @Nathan Gesner@Jodi-Ann Birch we don't do business up in Flint, but we have encountered Gebrael Management a few times as they've tried to do business in Metro Detroit.They seem to have good processes, but please validate they will meet your expectations.Recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.