HOA covers Water, Sewer, Cable, Trash, and Community area and Tenet Pays electricity. 

It is now towards the end of January and he’s only demolished the third floor bathroom, installed new water and drain lines, and put a sub floor down.

I would recommend including or adding water/sewer backup coverage.

HOA covers Water, Sewer, Cable, Trash, and Community area and Tenet Pays electricity.

I recently had an issue where the tenants had a leak and I had to turn off the water, luckily the unit 1 owner who has the water shutoff in his utility closet was home.

Many foundation problems have water as a root cause - be that infiltration in a crawl space, drainage around the site, cracked sewer line or water line.

There are signs of some water damage. 

@Nathan GrubbTotal guess: Sometimes when the house/bathroom is warm, the cold water will cause condensation on the toilet tank.

Inspector says potential standing water issue during heavy rains.  

I have a property I am trying to sell and the buyers want to close 6 months from now when they are good and ready to move in and would like to keep their inspection contingency until then in case there is any spring water damage or something else happens between now and then.