These properties are currently occupied and rents total $2700.

In the past 3 years it’s become blatantly obvious I just can’t swallow the idea of working 40 hrs/week, 52 weeks a year, for the next 30+ years to simply retire and then explore other life opportunities at the ripe age of 60.

Obviously, I'd have to live in one of the units, which I am totally open to.

As I stated before, I do not feel that taking total charge of a flip is in the cards at this time due to our current situation.

That in and of itself is a 10% return on investment for a total of 24-25% ROI over 3 yrs not including principal paydown (which won't be that much with the $400K loan being interest only. 

I totally agree, it can be very hard to find a buyer for something this large!

I had a potential couple also ask to pay 1 year in advance, totaling over 10k for the years rent.

I will explain in the steps she gave me with examples. 123 Main st has a Municipal tax lien for $35,000 total.

Welcome to BP.I know this doesn't answer your question, but for anyone reading along this is one of the hidden costs you need to figure into total acquisition price of the property- before you buy. 

looking for suggestions into various avenues that can be explored pertaining too creative financing options on my first two properties, besides the obvious ( fam/friends borrowing , normal banking institutions) suggestions, info, strategies etc to point me in a direction, the leg work researching or exploring ... im fully prepared too do. id like too obtain both residential properties at the same time. location areas are 75068 ( Frisco , Little elm, The Colony areas) thanks ahead