Tenant wantd to pay the whole year rent upfront.

[Yan Guo]

I had an open house of my rental last weekend. I got an applicant saying Experian couldn't find his record. But he has SSN, files taxes, and just sold his mother's house after her death. He wants to pay for the whole year rent if his credit report comes back blank. He has a job as a cooker in a bar, earns about $1500 a month. Is it allowed to accept one year rent by law? If it allows, would the credit matter? Background check is still required. Just wondering about the credit. Thanks.