Private message me if interested and I will send you his contact info.

But, lenders will look at more than just your salaries.

For financing, you can look into a DSCR loan, which the lender will use the potential income for the property to underwrite the loan.

The business committed to provide to me a closing of 3 land deals, membership portal with everything you need from start to finish, unlimited transactional funding available, first 8,000 mailers paid (print & postage), daily live office hours, unlimited deal reviews, weekly live deal reviews, recruited & fully trained sales team (first 90 days free), discounted sales team after 90 days, recruited & fully trained operations team ready to go, discounted operations team, professional buying & selling websites + monthly hosting, professional buying & selling logos created, trello advanced templates & training, datatree research subscription, access to private facebook group.

For private lending, there are people here on BP and on other sites/forums.

Need a direct lender bank to get that low. 

In a nutshell, I buy secured debt ( real estate note secured by a mortgage or trust deed)at a discount from a lender.

Hi @Jessica FrancoGreat to hear of your interest in property back home.From my experience (we own a company called KOURO here in South Africa) it really really depends on the strategy you hoping to focus on, the area, purchase price and what value you can add to that property - as discussed everywhere on BPWe do flips, multi-lets and now recently starting Developments.Our returns are really good and we give great returns to our hard money lenders of between 15-20%.We are quite happy and believe that the property market here, if bought right, will last through any down times.

(we will cordon off the rest of the house, so it will be a private room with bath, no kitchen).  

Congrats on taking a big step.Don't know the Chicago market, but my go-to advice is:-- Talk to a lender soon.