What are my best options for loans?

Since the sellers are opposed to seller financing, consider exploring alternative financing options such as traditional bank loans, private lenders, or hard money lenders.

so in the eyes of an underwriter, when I take out my next loan, will they see this as a loss?

I have educated myself on 2-4 unit duplex/multifamily with the hopes to live in one and do a 3.5% FHA loan and then resell after a year.

After spending thousands of dollars, I had to get someone else to fund my loan.

The current condo I own is non-warrantable which eliminates utilizing traditional loans. 

As a college student traditional financing won’t work for me anymore as I already had to get my father to co-sign my 1st loan.

I am currently  in the process of purchasing my next primary home in GA using a VA loan and my own savings as a down payment. 

I would buy a property that needs a little bit of work, and then use a hard-money loan to pay for the property and the repairs.

Original Purchase Price$305,000Down Payment$28,793Closing Costs$11,527Rehab Costs$80,500Mortgage Costs$30,056Utilities$1,275Taxes$2,729Insurance$1,251STR Furnishing$10,142Total Costs$125,953LTR Income$7,000Net STR Income$21,234Total Income$28,234Total Capital Invested$109,246Appraised Value$540,000Loan LTV%70%Loan Amount$378,000Mortgage Balance$325,148Closing Costs$9,805Cash out$43,047Net Capital Invested$66,199Starting Equity$133,207Value Created: $67,008Hours Worked: 595Hourly Wage: $113I was only able to refi at 70% LTV, so I left $66k in the deal.