I am looking at a deal but I need alternative financing because my DTI is very high from a banks perspective.

I would consider finding a seller financed property in Big Bear (there are plenty of motivated sellers there) as an alternative to buying 100% cash.That way you could enhanced your returns & get a steady cash flow without having to pursue bank financing.Good luck

Having been in financial services I can go there, certainly don't suggest investments, but we can go to alternative uses of funds.

Are there any alternate routes I can use to get this property without or should I even consider getting this property?

Nope, there is no short cut that I know of nor would I rely on one if there were.You need to start with a market analysis to justify the selection of alternatives.

I have cash to pay for part of rehab, but am looking for other alternatives and I figured I might as well build my business credit while I can.

Does the property really add to your business plan, are there other alternatives?

I would think securities laws would prevent access to a lot of us... but for accredited investors, I would think there would be a market for syndicated deals as an alternative to bond income...Hmmm, always an interesting conversation here on BP.

I have a full time job so flipping is not really a good alternative, plus plan B on a flip that went wrong would be to hold and rent it and that would prevent me from returning the money within a year.

Or significantly less because of back taxes or liens.If you truly own a property that actually has some value, you have a couple of alternatives.