I can handle multiple vacancies and multiple major repairs all at once without touching my regular income, credit cards, or savings.Your reserve may also take into consideration your personal finances.

If they exclude coverage that is not good because you will certainly be named in a suit and you will be paying the tab for your attorney and any damages assigned to you.

Does anybody know if small banks, credit unions and the like have these types of products and are pretty typical?

A few options that I have researched are: Personal Line of Credit, HomeStyle Home Renovation Loans and 203k loans, but I’m sure there are other options that I am not aware of.

After discussing loan options with my credit union when I began my research I settled on a conventional loan.

There are stated income products with reasonable rates that do not require Tax Returns to be submitted they are more so based on the property and credit score

I have a tenant that I rent a basement room to, my credit score has improved at least 100 points in the last year and I have paid off almost all of my bad debt.

When they lent you the money, they checked your credit, not the LLC's.

Do a standard screening weighing heavily on there credit report.

Maybe a partner with credit