@Phillip Lirette can also try credit unions: Riverland Federal, ASI Federal, and Campus Credit (the last two both do significant business with Small Businesses).

A good credit score helps a long way!

I grew up there, so I have some familiarity with certain neighborhoods.I don't have a lot of capital, but I have an extremely excellent financial history with a high credit score and very low DTI.Time to wrap up, don't want this post to get too long.I'm looking forward to interacting with all of you on the site, and here's hoping I can make this work with your help.Thanks,- Ray

Hi @Shawn Ackerman -  Thank you for the tips re: networking.Does anyone have any feedback concerning my last paragraph in my initial post (pasted below)?"

Credit is o.k.Many thanks!

@Nettles Mason  Thanks for the tip in accessing tarrant county clerk's website. 

@Lakeem Anore I appreciate the feedback  and the wise tips.

Credit is good and rental incomes cover monthly "nut".I'm knee deep in boosting NOI on my 1st commercial apt - 6plex that was seller financed - but thinking out to a cashout refi.

I'm 20 years old 740+ credit score and a base income of 37k annually(over 40k with OT) working at same company for a 13 months now I'm not sure where to begin and what my options are.

I'm 20 years old 740+ credit score and a base income of 37k annually(over 40k with OT) working at same company for a 13 months now I'm not sure where to begin and what my options are.