I explain they will have difficulty  Renting a quality unit, that I will ding their credit, that I will attempt to garnish their future income to recover what they owe.  

There will be another deal.

Hello BP friends, I purchased my primary residence a couple years ago and it is on a double lot. I looked into splitting the lot with my lender, but I dont have the right LTV for them to split it outright without payi...

LTV- 75%DSCR 6.75% this rate will bring my mortgage from 2285 to 2116Pre-Payment Penalty 5-4-3-2-1%Loan origination 1.5%Buydown option 1.5% to make it 6.375% this rate will bring my mortgage from 2285 to 2035Appraisal 725$Underwriting- 1295$Thank you guys! 

Does the exemption apply to multi-unit properties since I will be living in one of the units?

I don't know if this is one of the new things or not, but this is now in there under 3.7.7, "You also acknowledge and agree that we may on occasion offer discount pricing for your Property; provided that (i) any such offers will be available with respect to a broad number of Listings and not limited to your Property; (ii) we will provide you with electronic notice of such discount(s); and (iii) you may opt out of a particular offer."

Anyone know of a lender that will finance a building like that? 

However both will require a lot of speciallized knowledge. 

.#2....Networking.This will be your most valuable leads vs almost every other lead source by a mile for most people.Almost everything else is passive and a crap shoot, no matter what others say.

Inspect their current home - how it looks is how yours will look after they move in.