We have the ability to request up to $500,000 total loan amount (for 2021) and are wondering about downside risks before requesting an increase in loan amount.

So in an attempt to mitigate this, builders are requesting more money as construction comes to an end.

You wouldn't get PPP forgiveness if you used it in this way, and its unclear whether they will be asking where the money went if you aren't requesting forgiveness.

But slow communications, repeated requests for documents that had "expired" like bank statements that were no longer current for example, missed communications between this lenders various offices (NY, FL) and just plain incompetency led to a terrible experience.

Over half of my maintenance requests involve broken washers or dryers.  

That is why I'd visit to ask if they like a carpet, then hit them with the keep the noise down request.

@Sayli MulayYou need to request if the heloc will subordindate its position "back to" a second lien position. 

I'm not there, but I wanted to encourage you with a few ideas for your own market research in case no one else chimes in: 1) Look at rental listings via rent.com, apartments.com, realtor.com, etc to get an idea of vacancies. 2) Check population growth.3) Contact the local chamber of commerce or economic development committee and request data. 4) Talk to a local property manager who holds properties there, request time to fill, vacancy rates, etc.

Just saw your post and accepted your connection request. 

Sent you a connection request.