This mortgage scenario would allow you to finance up to $170,000 with only $30,000 down.

I work for a credit union and just checked today’s investment property mortgage rates.

The catch is, there are a lot of rates and fees applied to mortgage services.

I'm curious what the thoughts are on future mortgage rates, say 5-10 years out. 

Getting tied down by their primary home mortgage is a mistake many people make that hinders their ability to invest in the future.  

The seller currently has insurance, so how do I transition that over to my company instead of the seller without alerting the mortgage company?

The seller currently has insurance, so how do I transition that over to my company instead of the seller without alerting the mortgage company?

My issue is that once I put down the required 20-25% the mortgage amount is not feasible for the regular go to banks because the mortgage amount is too small and not worth it.

They are not becoming the authority in their market.. they are just another face among the thousands of other realtors/investors.The absolutely best advice is to start building your network (other agents, title companies, management companies, investors, mortgage brokers etc...).

A monthly mortgage payment should be 300$ per month for 30 year.